An agreement to transfer records the terms on which one person transfers rights in a flat, shop, gala or tenanted premises to another, before or along with the final deed of transfer. It is stamped like a conveyance on the market value of the rights transferred and registered with the Sub-Registrar. Consent or NOC from the society, landlord or allotting authority is usually needed for the transfer to be recognised.
When an agreement to transfer is used
- Co-operative society flats and shops — transferring the flat along with society membership and shares.
- Tenancy (pagdi) premises in Mumbai and Pune — outgoing tenant transfers tenancy to an incoming tenant with the landlord’s consent.
- Industrial galas and commercial units held on allotment or occupancy rights.
- Family or partner transfers of rights that are not full ownership.
If the seller holds clear freehold ownership, an agreement to sale and sale deed are usually the better route. If you are selling a booked under-construction flat, see agreement to assignment.
Documents required for agreement to transfer
Transferor
- Aadhaar and PAN card
- Previous registered agreement or allotment letter
- Share certificate (society flats) or rent receipts (tenancy)
- No-dues certificate from society or landlord
Transferee
- Aadhaar and PAN card
- Passport-size photographs
Consents
- Society NOC or landlord consent letter
- Authority transfer permission where applicable
- Aadhaar of two witnesses
How the agreement to transfer process works
- Identify the right
We check what the seller actually holds — ownership, membership, tenancy or allotment — from the documents.
- Consent
We prepare the NOC application for the society, landlord or authority.
- Draft
Price, payment schedule, handover, outstanding dues and consent conditions recorded.
- Stamp and register
Duty on the market value of the rights, paid by e-challan; registered at the Sub-Registrar.
- Complete the transfer
Deed of transfer, share certificate transfer or new rent receipt in your name.
Get your agreement to transfer done without the guesswork
Send your details on WhatsApp. We share the exact document list and stamp-duty estimate before you pay anything.
Stamp duty on transfer of rights
The Collector of Stamps charges transfer documents according to what they actually do. A transfer of a flat, shop or tenancy for consideration is generally charged like a conveyance on the market value of the rights transferred, using the Ready Reckoner. For tenanted premises, the Ready Reckoner has specific valuation rules, which usually lead to a lower value than an untenanted unit.
We calculate the exact figure before you sign and, where the value is unclear, get it adjudicated to avoid penalty later.
Agreement to Transfer in Pune, Pimpri-Chinchwad, Mumbai, Thane & Palghar
We handle agreement to transfer for clients across these cities. What differs locally:
| City | What to know locally |
|---|---|
| Pune | Stamp duty ~7% in PMC limits (6% for women), incl. metro cess & LBT. Registered at Haveli and Pune city Sub-Registrar offices. |
| Pimpri-Chinchwad | Stamp duty ~7% in PCMC limits (6% for women), incl. metro cess & LBT. Registered at Jurisdictional Sub-Registrar office for Pimpri-Chinchwad (Haveli / Maval / Mulshi as applicable). |
| Mumbai | Stamp duty 6% in BMC limits incl. 1% metro cess (5% for women). Registered at Mumbai City and Mumbai Suburban Sub-Registrar offices. |
| Thane | Stamp duty ~7% in TMC limits (6% for women), incl. metro cess & LBT. Registered at Thane district Sub-Registrar offices (Thane, Kalyan, Bhiwandi, Ulhasnagar, Ambernath). |
| Palghar | Stamp duty ~4–7% depending on corporation, council or gram panchayat limits. Registered at Palghar district Sub-Registrar offices (Vasai, Palghar, Dahanu and others). |
Frequently asked questions
What is an agreement to transfer?
It is a registered agreement by which a person agrees to transfer rights in a flat, shop, gala or tenanted premises to another, with the price, handover and consent conditions recorded.
Is society NOC needed to transfer a flat?
A society cannot unreasonably refuse a transfer, but its NOC and share transfer are needed for the new owner to become a member. We prepare the application and supporting documents.
How is stamp duty calculated on transfer of tenancy?
Generally like a conveyance on the market value of the tenancy rights, calculated from the Ready Reckoner using the rules for tenanted premises. We work out the figure before signing.
Can pagdi tenancy be transferred?
Yes, with the landlord’s consent, usually on payment of a transfer premium to the landlord. The agreement records the consent and premium.
What is the difference between agreement to transfer and deed of transfer?
The agreement records the terms and payment plan; the deed of transfer actually transfers the rights once conditions are met. Sometimes both are combined in one registered document.
